Online Course Support | The Future of Payment Technologies

In many developing countries such as India, what might be a primary driver of fintech innovations?

4. Question 4 In many developing countries such as India, what might be a primary driver of fintech innovations? 1 / 1 point   Low penetration of mobile phone services and high usage/data…

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Consider a local M-PESA agent located in a convenience store in Kisumu, Kenya. What is the agent’s primary operational decision?

1. Question 1 Consider a local M-PESA agent located in a convenience store in Kisumu, Kenya. What is the agent’s primary operational decision? 1 / 1 point   Manage the inventory of physical…

Online Course Support | The Future of Payment Technologies

Consider a local M-PESA agent located in a convenience store in Kisumu, Kenya. What are examples are strategies that M-PESA uses to maintain a high service level among local agents? Please select all that apply.

3. Question 3 Consider a local M-PESA agent located in a convenience store in Kisumu, Kenya. What are examples are strategies that M-PESA uses to maintain a high service level…

Online Course Support | The Future of Payment Technologies

Consider a local M-PESA agent located in a convenience store in Kisumu, Kenya. Suppose a new agent decides to open up shop just down the street. What are the effective actions that the existing agent could consider in response?

2. Question 2 Consider a local M-PESA agent located in a convenience store in Kisumu, Kenya. Suppose a new agent decides to open up shop just down the street. What…

Online Course Support | The Future of Payment Technologies

Which of the following is NOT an advantage of credit card payments (relative to other systems like the ACH)?

4. Question 4 Which of the following is NOT an advantage of credit card payments (relative to other systems like the ACH)? 1 point   Revolving line of credit provided by…

Online Course Support | The Future of Payment Technologies

What are examples of strategies that card payment gateways can employ to boost profitability and mitigate transaction risks?

8. Question 8 What are examples of strategies that card payment gateways can employ to boost profitability and mitigate transaction risks? 1 / 1 point   Encouraging debit card processing   Offering value-added…

Online Course Support | The Future of Payment Technologies

In an EMV card transaction, what information is transmitted through the card terminal to the networks?

7. Question 7 In an EMV card transaction, what information is transmitted through the card terminal to the networks? 1 / 1 point   User identifiers such as names and addresses   Unencrypted…

Online Course Support | The Future of Payment Technologies

Which of the following statements about the business model of online payment gateways—e.g. Braintree and Stripe—is NOT correct?

6. Question 6 Which of the following statements about the business model of online payment gateways—e.g. Braintree and Stripe—is NOT correct? 1 / 1 point   They often collect a fixed percentage fee…

Online Course Support | The Future of Payment Technologies

Which of the following risks can be significantly reduced with EMV cards and tokenized transactions? Please select all that apply.

1. Question 1 Which of the following risks can be significantly reduced with EMV cards and tokenized transactions? Please select all that apply. 1 / 1 point   Stealing credit card account information…

Online Course Support | The Future of Payment Technologies

Why might many of the online payment gateway—like PayPal and Venmo—are encouraging users to use debit cards and are now promoting co-branded debit cards?

5. Question 5 Why might many of the online payment gateway—like PayPal and Venmo—are encouraging users to use debit cards and are now promoting co-branded debit cards? 1 / 1 point   Debit…